T&Cs

Privacy policy 

Payment Tracker: Debt & Credit

Last updated: 6 February 2026

Payment Tracker – Simple Ledger respects your privacy. This app is designed to work primarily offline and does not collect, store, or transmit personal data to our servers.

Information We Collect

We do not collect:

• Names, email addresses, or phone numbers

• Payment card or bank details

• Contacts or location data

All payment records and entries you create are stored locally on your device.

In-App Purchases

If you choose to upgrade to Payment Tracker Pro, purchases are processed securely by Google Play Billing. We do not have access to your payment information.

Data Sharing

We do not share your data with third parties.

Data Security

Because data is stored locally on your device, you are responsible for keeping your device secure. Uninstalling the app may permanently delete your data.

Children’s Privacy

This app is not specifically targeted at children under 13 and does not knowingly collect data from children.

Changes to This Policy

We may update this policy occasionally. Updates will be reflected on this page.

Contact

If you have questions about this policy, contact us at:

📧 support@movinghigher.co.uk

Terms of use 

Payment Tracker: Debt & Credit 

updated: 6 February 2026

By using Payment Tracker – Simple Ledger, you agree to the following terms.

App Usage The app is provided as a personal record-keeping tool to help track payments, money owed, and balances. It does not provide financial, legal, or accounting advice.

User Responsibility You are responsible for: • The accuracy of the data you enter • Backing up your data if required • Any decisions made based on information recorded in the app

Pro Features Some features may require a one-time Pro purchase. Access to Pro features is tied to your app store account and subject to the store’s policies.

No Guarantees The app is provided “as is” without warranties of any kind. We do not guarantee uninterrupted access or error-free operation.

Limitation of Liability We are not liable for any financial loss, data loss, or damages resulting from the use of this app.

Changes We may update the app or these terms from time to time. Continued use of the app constitutes acceptance of updated terms.

Contact Questions about these terms can be sent to: 📧support@movinghigher.co.uk